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Current Rates as of January 14, 2019

  • Loans
  • Mortgage Products
  • Business Loans
  • Savings
  • Share Certificates
  • Checking
  • IRA/HSA
   

Model Year

Annual Percentage Rate (APR)
2019-2015 as low as 3.49%
2014-2009

 as low as 3.74%
2008-2004 as low as 4.74%
   
 
Rates apply to auto, boat, RV, cycle, ATV, snowmobile and camper loans.
Rates are based on term of loan and age of collateral.
Rates are fixed rates. Up to 100% financing.
We also offer personal loans, share secured loans and other secured loans.
 
Please inquire with one of our loan officers today to discuss any loan product,
rates and payments. Phone 608-323-2126
 
     
Jodi
Jodi Lisa Vince
 
For Residential Property or Land
Call us at (608) 323-2126
   
 
Jodi - NMLSR ID #619232 Lisa - (NMLSR ID #619303)
   
Vince - NMLS ID#1562056
 
Please contact Jodi, Lisa or Vince to discuss our mortgage products, rates and payments.
We offer a variety of products at competitive rates and low closing costs. All loans have no points.
 

Mortgage products include:

  • 1st and 2nd real estate mortgage loans
  • REAP (Home Equity) loans
  • Home construction loans
 
 
Member Business Loans
Call us at (608) 323-2126
 
Sara - (NMLS ID #1503435)
 
Please contact Sara to discuss Member Business Loans.
 
 
Description Minimum Deposit Dividend Rates APY**
       

Regular Share

 $25.00 .05% .05%

Fun Share - (Dreamsaver Account)

 $25.00 .35% .35%

Super Share

 $25.00 - $2,000.00 .15% .15%

Super Share

 $2,000.01 - $10,000.00 .15% .15%

Super Share

 $10,000.01 - $40,000.00 .20% .20%

Super Share

 $40,000.01 and up .30% .30%

Special Purpose Share

 $25.00 - $2,000.00 .20% .20%

Special Purpose Share

 $2,000.01 - $10,000.00 .30% .30%

Special Purpose Share

 $10,000.01 - $40,000.00 .50% .50%

Special Purpose Share

 $40,000.01 and up .60% .60%

Christmas Club Share

 $5.00 2.47% 2.50%
 
  • APY**  refers to the annual percentage yield.   
  • Rates on these shares may change after the account is opened  
  • Members should call the credit union to verify rates.
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings.
 
      
Minimum Deposit Term
Dividend Rates
APY**
       

$500.00

 3 Years
2.23%
2.25%

$500.00

2 Years
2.00%
2.02%

$500.00

18 Months
1.74%
1.75%

$500.00

 1 Year   1.55% 1.55%

$20,000.00

 1 Year  
1.65%
1.65%

$5,000.00

1 Year (Monthly Dividends)
1.54%
1.55%

$250.00

9 Months (Add on CD)
1.14%
1.15%

$500.00

6 Months
.85%
.85%

$500.00

3 Months
.75%
.75%
  • APY** refers to the annual percentage yield
  • Members should call the credit union to verify rates.
  • Early withdrawal from a Share Certificate will be subject to a 90 day dividend penalty.
  • Early withdrawal from a 3 month Share Certificate will be subject to a 30 day dividend penalty
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings.
       

Description

 Minimum Deposit Dividend Rates APY **
Checking $.01 - $2,000.00 .05% .05%
Checking

 $2,000.01 - $10,000.00 .10% .10%
Checking

$10,000.01 - $40,000.00 .15% .15%
Checking

$40,000.01 and up .15% .15%
  • APY** refers to the annual percentage yield.
  • Members should call the credit union to verify rates.
  • Rates on these Shares may change after the account is opened
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings
         
IRA Information
         
Description Minimum Deposit Term Dividend Rates APY**
         
IRA Share
(Traditional, Roth, Roth Conversion, Coverdell)		  $25.00  N/A .75% .75%
Share Certificate - IRA
(Traditional, Roth)		 $2,000.00  1 Year 1.55% 1.55%
  $20,000.00 1 Year 1.70% 1.70%
 
  • APY** refers to the annual percentage yield.
  • Members should call the credit union to verify rates.
  • Rates on the IRA Share may change after the account is opened. Rates are set semi-annually on January 1st and July 1st.
  • Early withdrawal from IRA Share Certificates will be subject to a 90 day dividend penalty.
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings.
 
 
 
HSA Information
         
Dividend Dividend Minimum Deposit Current Rate APY**
Compounded Added to Account to earn dividend    
         
Daily Monthly $25.00 and up .70% .70%
 
 
  • APY ** refers to the annual percentage yield.      
  • Rates on HSA shares may change after the account is opened.
  • Members should call the credit union to verify rates.
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings.
 
 
 
 

 

         
Dividend Compounded Dividend Added to Account Minimum Deposit to earn dividend Current Rate APY**
         
Daily Monthly $25.00 and up .60% .60%
 
  • Members should call the credit union to verify rates.
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings.
  • APY ** refers to the annual percentage yield.