The next time you need a helping hand, reach out to Arcadia Credit Union. We can find funds for just about anything.
Key Features
- Competitive Rates
- Quick Decisions
- Local Processing
- Customized Terms
Details
- Competitive rates for a wide variety of personal needs
- Secured and unsecured options
- Credit Builder Loans for borrowers with minimal, imperfect or no credit history
- Weekly, Bi-weekly, and Monthly payment options available
- Ask about our payment protection plans. They help pay the outstanding loan balance in the event of injury, illness, or death.
- Quick, local decision-making and processing
Complete Your Application
Download our Consumer Loan Application and enter your information. You can drop off your completed application at our office or submit it online with our secure email service.
Secured vs. Unsecured
Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable.
Secured Loans
- Use your savings as collateral
- Secured savings continue to earn dividends
- Potentially lower interest rates
- Safe way to build your credit
- Flexible repayment terms that fit your budget
Unsecured Loans
- No collateral necessary; requires little more than a signature
- Simple solution when you need cash fast
- Competitive interest rates
- Flexible repayment terms that fit your budget